Have you maximized your dental insurance for the year?
According to a study done by the National Institute of Dental Craniofacial research, 70 percent of people do not utilize their dental insurance for the year. With 2012 coming to an end, it is to your advantage to review your dental benefits that may be expiring by the end of the year. To help prevent tooth decay and gum disease the American Dental Association recommends having your teeth cleaned and examined twice a year as well as any necessary x-rays. Most dental plans cover these routine services at 100 percent. Many insurance plans are based on a calendar year. They allow each family member an amount of money to be used for whatever dental treatment is necessary within the year. If you have not used all the money they have allotted you for the year it cannot be carried over into the following year. So do not delay the end of the year is quickly approaching, maximize your dental insurance by scheduling any necessary dental treatment today!